Blog

How Does Car Insurance Excess Work? Everything You Need to Know A car insurance excess, also known as a deductible, is the portion of any claim the policyholder must pay out of pocket before the insurer covers the rest. The insurance policy specifies a fixed excess amount, and the insurer applies it to every claim…Read More

Does the Colour of Your Car Affect Your Insurance? You’ve probably heard someone say, “Red cars are more expensive to insure.” It’s a claim that’s been around for years, and while it might sound convincing, the truth is a little different. At Autosmart, we believe in keeping drivers informed, so we’re breaking down this common…Read More

Car Insurance Guide for New Drivers: Understanding Coverage and Costs Congratulations, you’ve passed your driving exam and are ready to drive your first car! You’re probably excited about the convenience and freedom that comes with owning your first vehicle.  At the same time, you may feel confused or overwhelmed choosing the right car, getting a…Read More

What Do I Need to Insure My Vehicle? A Complete 2025 Guide: Importance of Vehicle Insurance Insurance is crucial because it helps individuals secure their financial and material well-being, offering protection against unexpected events that could otherwise lead to significant losses. By purchasing insurance, individuals take proactive steps to shield themselves from potential risks, ensuring…Read More

Understanding Car Insurance Coverage for Scratches and Dents in Jamaica Owning a car in Jamaica comes with its share of responsibilities, and one question car owners frequently ask is: Does car insurance cover scratches and dents? Whether caused by a minor accident, an inconsiderate passerby, or flying debris, minor damages can be frustrating to deal…Read More

A Complete Guide To Road Signs in Jamaica: What Every Driver Should Know Traffic signs are essential for keeping our roads safe and organized. According to the Road Traffic Regulations of 2022, these signs serve three key purposes: regulating traffic, alerting users to potential dangers, and providing vital information about directions, distances, and destinations. Let’s…Read More

How to Get a Learner’s License in Jamaica: Requirements, Process, and FAQs   Do you fantasize about owning your own car while you wait in the pouring rain or boiling sun on a bus or a taxi? Picture being able to take a road trip just because you feel like it and arriving and leaving…Read More

A Closer Look at the New Road Traffic Act Jamaica 2023 and Other Road Traffic Regulations The Road Traffic Act of 2018, which revoked and substituted the Road Traffic Act of 1938, comprises a set of road traffic regulations and provisions that oversee the utilization of vehicles on the roadways within Jamaica. In 2022, the…Read More